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IELTS Mock Test 2020 January

IELTS Mock Test 2020 January

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Part 1: Question 1 - 13
  • 1 D
  • 2 C
  • 3 E
  • 4 A
  • 5 biggest
  • 6 an agent/a registered agent
  • 7 Tea
  • 8 long dominated
  • 9 NOT GIVEN
  • 10 TRUE
  • 11 FALSE
  • 12 FALSE
  • 13 FALSE
Part 2: Question 14 - 26
  • 14 B
  • 15 G
  • 16 F
  • 17 E
  • 18 22 A,B,C,F,G
  • 23 A,C
  • 24 A,B
  • 25 A,C
  • 26 B
Part 3: Question 27 - 40
  • 27 C
  • 28 B
  • 29 A
  • 30 C
  • 31 cell phones
  • 32 useful light
  • 33 remote
  • 34 (heavy) import duties
  • 35 dust
  • 36 TRUE
  • 37 NOT GIVEN
  • 38 FALSE
  • 39 TRUE
  • 40 TRUE

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Giải thích chi tiết

Part 1: Questions 1-13

Questions 1-4

The text has 5 paragraphs (A - E).

Which paragraph contains each of the following pieces of information?

1 A possible security problem

2 The cost of M-Pesa

3 An international service similar to M-Pesa

4 The fact that most Kenyans do not have a bank account

  • 1 Answer: D
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    Q1: 

    A possible security problem

    D.    Mobile phone growth in Kenya, as in most of Africa, has been remarkable, even among the rural poor. In June 1999, Kenya had 15,000 mobile subscribers. Today, it has nearly 8 million out of a population of 35 million, and the two operators’ networks are as extensive as the access to banks is limited. Safaricom says it is not so much competing with financial services companies as filling a void. In time, M-Pesa will allow people to borrow and repay money, and make purchases. Companies will be able to pay salaries directly into workers’ phones - something that has already attracted the interest of larger employers, such as the tea companies, whose workers often have to be paid in cash as they do not have bank accounts. There are concerns about security, but Safaricom insists that even if someone’s phone is stolen, the PIN system prevents unauthorised withdrawals. Mr. Joseph said the only danger is sending cash to the wrong mobile number and the recipient redeeming it straight away.

    Note: 

    The keyword to answer Q1 is ‘security problem, which can be found easily in paragraph D.

    It is written in the passage that there are concerns about security when using mobile phones to transfer money. Therefore, the answer is D.
  • 2 Answer: C
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    Q2: 

    The cost of M-Pesa

    C.    M-Pesa’s is simple. There is no need for a new handset or SIM card. To send money, you hand over the cash to a registered agent - typically a retailer - who credits your virtual account. You then send between 100 shillings (74p) and 35,000 shillings (£259) via text message to the desired recipient - even someone on a different mobile network - who cashes it at an agent by entering a secret code and showing ID. A commission of up to 170 shillings (£1.25) is paid by the recipient but it compares favourably with fees levied by the major banks, whose services are too expensive for most of the population.

    Note

    The keywords to answer Q2 are "cost" and "M-Pesa". The needed information to answer this question is in paragraph C.

    According to this paragraph, M-Pesa is a service that helps people send money via mobile phone. For each time you send, they will charge you a commission (the cost) of up to 170 shillings.

    Therefore, the answer is C.
  • 3 Answer: E
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    Q3

    An international service similar to M-Pesa

    E. The project is being watched closely by mobile operators around the world as a way of targeting the multibillion pound international cash transfer industry long dominated by companies such as Western Union and Moneygram. Remittances sent from nearly 200 million migrant workers to developing countries totalled £102 billion last year, according to the World Bank. The GSM Association, which represents more than 700 mobile operators worldwide, believes this could quadruple by 2012 if transfers by SMS become the norm. Vodafone has entered a partnership with Citigroup that will soon allow Kenyans in the UK to send money home via text message. The charge for sending £50 is expected to be about £3, less than a third of what some traditional services charge.

    Note

    The keywords to answer Q3 is ‘international’, which can be found in paragraph E.

    According to the passage, Vodafone has entered a partnership with Citygroup, which is a company that provides the service similar to M-Pesa, sending money via text message. The difference is that, M-pesa allows Kenyans to send money within the country, while Citigroup in the UK (international). 

    For all reasons above, the answer is E. 
  • 4 Answer: A
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    Q4

    The fact that most Kenyans do not have a bank account

    A.    The ping of a text message has never sounded so sweet. In what is being touted as a world first, Kenya’s biggest mobile operator is allowing subscribers to send cash to other phone users by SMS. Known as M-Pesa, or mobile money, the service is expected to revolutionise banking in a country where more than 80% of people are excluded from the formal financial sector. Apart from transferring cash - a service much in demand among urban Kenyans supporting relatives in rural areas - customers of the Safaricom network will be able to keep up to 50,000 shillings (£370) in a “virtual account” on their handsets.

    Note

    The keywords for Q4 are ‘most Kenyans’ and ‘bank account’ which are referred to in paragraph A.

    As you can see from the passage, the writer stated that the service M-Pesa is expected to revolutionise banking in Kenya because more than 80% of its people (most Kenyans)are excluded from formal financial sector (not allow to go to the bank) and so, don’t have a bank account.

    Therefore, the answer is A.

Questions 5-8

Complete the following sentences using NO MORE THAN THREE WORDS from the text for each gap.

Safaricom is the 5 mobile phone company in Kenya.

An M-Pesa account needs to be credited by 6

7 companies are particularly interested in using M-Pesa.

Companies like Moneygram and Western Union have 8 the international money transfer market.

  • 5 Answer: biggest
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    Q5

    Safaricom is the ________ mobile phone company in Kenya.

    In what is being touted as a world first, Kenya’s biggest mobile operator is allowing subscribers to send cash to other phone users by SMS. Known as M-Pesa, or mobile money, the service is expected to revolutionise banking in a country where more than 80% of people are excluded from the formal financial sector. Apart from transferring cash - a service much in demand among urban Kenyans supporting relatives in rural areas - customers of the Safaricom network will be able to keep up to 50,000 shillings (£370) in a “virtual account” on their handsets.

    Note

    The needed words to fill in the blank should be an adjective(before noun)

    To answer this question, we look for keywords “Safaricom” and “mobile phone company in Kenya.” These words can be found in paragraph A.

    According to the passage, customers of the Safaricom network can send cash to other phone users by SMS by using the service called M-Pesa. And this company is described as Kenya’s biggest mobile operator. 

    Therefore, the answer for Q5 is “biggest”.
  • 6 Answer: an agent/a registered agent
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    Q6

    An M-Pesa Account needs to be credited by _____.

    M-Pesa’s is simple. There is no need for a new handset or SIM card. To send money, you hand over the cash to a registered agent - typically a retailer - who credits your virtual account.

    Note

    The answer should be a noun - a person (passive structure – by someone) 

    The keyword for this question is ‘M-Pesa account’ which can be found in paragraph C.

    In order to send money, you have to give cash to a registered agent, who will credit your account.

    Therefore, the answer here is “a registered agent”.
  • 7 Answer: Tea
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    Q7

     _______companies are particularly interested in using M-Pesa.

    Companies will be able to pay salaries directly into workers’ phones - something that has already attracted the interest of larger employers, such as the tea companies, whose workers often have to be paid in cash as they do not have bank accounts.

    Note

    The answer should be a noun/ an adjective(a kind of companies)

    The keyword here is ‘companies’ and “interested in using M-Pesa”. You can find this in paragraph D

    In the passage, it is stated that being able to pay salaries directly into workers’ phone has attracted the interest of many companies, such as tea companies because their workers often have to be paid in cash as they do not have bank accounts.

    Therefore, the answer is “tea”. 
  • 8 Answer: long dominated
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    Q8

    Companies like Moneygram and Western Union have _______ the international money transfer market.

    The project is being watched closely by mobile operators around the world as a way of targeting the multibillion-pound international cash transfer industry long dominated by companies such as Western Union and Moneygram.

    Note

    The answer should be a verb in past participle form (have + PP)

    The keyword here is ‘Moneygram and Western Union’, and information about these 2 companies is found in paragraph E.It is stated that the multibillion-pound international cash transfer industry has long been dominated by companies like these 2.

    Therefore, the answer is “dominated”.

Questions 9-13

Do the statements on the next page agree with the information given in Reading Passage 1?

In boxes 9 - 13 on your answer sheet, write

TRUE if the statement agrees with the information
FALSE if the statement contradicts the information
NOT GIVEN If there is no information on this

9 Most Kenyans working in urban areas have relatives in rural areas.

10 So far, most of the people using M-Pesa have used it to send small amounts of money.

11 M-Pesa can only be used by people using one phone network.

12 M-Pesa can be used to buy products and services.

13 The GSM Association is a consumer organisation.

  • 9 Answer: NOT GIVEN
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    Q9

    Most Kenyans working in urban areas have relatives in rural areas.

    Apart from transferring cash - a service much in demand among urban Kenyans supporting relatives in rural areas - customers of the Safaricom network will be able to keep up to 50,000 shillings (£370) in a “virtual account” on their handsets.

    Note

    According to the passage, the service is useful for those urban Kenyans to send money to their relatives in rural areas. However, the passage doesn’t mention the number of Kenyans who have relatives in rural areas. Therefore, the answer is NOT GIVEN. 
  • 10 Answer: TRUE
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    Q10

    So far, most of the people using M-Pesa have used it to send small amounts of money.

    More than 10,000 people have signed up for the service, with around 8 million shillings transferred so far, mostly in tiny denominations.

    Note

    According to the passage, more than 10,000 people have used the service to transfer around 8 million shillings but mostly in tiny (small) denomination (value of money). Therefore, the answer is TRUE. 
  • 11 Answer: FALSE
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    Q11

    M-Pesa can only be used by people using one phone network.

    You then send between 100 shillings (74p) and 35,000 shillings (£259) via text message to the desired recipient - even someone on a different mobile network - who cashes it at an agent by entering a secret code and showing ID.

    Note

    As we can see from the passage, the service allows people to transfer money to anyone via text message, not only people on the same network but also those on a different mobile network. For that reason, the answer is FALSE.
  • 12 Answer: FALSE
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    Q12

    M-Pesa can be used to buy products and services.

    Safaricom says it is not so much competing with financial services companies as filling a void. In time, M-Pesa will allow people to borrow and repay money, and make purchases.

    Note

    Soon enough, M-Pesa will allow people to borrow and repay money, and make purchases.However, right now we can only use it to transfer money. For that reason, we can conclude that the answer is FALSE.
  • 13 Answer: FALSE
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    Q13

    The GSM Association is a consumer organisation.

    The GSM Association, which represents more than 700 mobile operators worldwide, believes this could quadruple by 2012 if transfers by SMS become the norm.

    Note

    According to the passage, GSM is an association that represents mobile operators, not customers. Therefore, the answer of Q13 is FALSE.
Part 1

Reading Passage 1

You should spend about 20 minutes on Questions 1 -13, which are based on Reading Passage 1 below.

Money Transfers by Mobile

A. The ping of a text message has never sounded so sweet. In what is being touted as a world first, Kenya’s biggest mobile operator is allowing subscribers to send cash to other phone users by SMS. Known as M-Pesa, or mobile money, the service is expected to revolutionise banking in a country where more than 80% of people are excluded from the formal financial sector. Apart from transferring cash - a service much in demand among urban Kenyans supporting relatives in rural areas - customers of the Safaricom network will be able to keep up to 50,000 shillings (£370) in a “virtual account” on their handsets.

B. Developed by Vodafone, which holds a 35% share in Safaricom, M-Pesa was formally launched in Kenya two weeks ago. More than 10,000 people have signed up for the service, with around 8 million shillings transferred so far, mostly in tiny denominations. Safaricom’s executives are confident that growth will be strong in Kenya, and later across Africa. “We are effectively giving people ATM cards without them ever having to open a real bank account,” said Michael Joseph, chief executive of Safaricom, who called the money transfer concept the “next big thing” in mobile telephony.

C. M-Pesa’s is simple. There is no need for a new handset or SIM card. To send money, you hand over the cash to a registered agent - typically a retailer - who credits your virtual account. You then send between 100 shillings (74p) and 35,000 shillings (£259) via text message to the desired recipient - even someone on a different mobile network - who cashes it at an agent by entering a secret code and showing ID. A commission of up to 170 shillings (£1.25) is paid by the recipient but it compares favourably with fees levied by the major banks, whose services are too expensive for most of the population.

D. Mobile phone growth in Kenya, as in most of Africa, has been remarkable, even among the rural poor. In June 1999, Kenya had 15,000 mobile subscribers. Today, it has nearly 8 million out of a population of 35 million, and the two operators’ networks are as extensive as the access to banks is limited. Safaricom says it is not so much competing with financial services companies as filling a void. In time, M-Pesa will allow people to borrow and repay money, and make purchases. Companies will be able to pay salaries directly into workers’ phones - something that has already attracted the interest of larger employers, such as the tea companies, whose workers often have to be paid in cash as they do not have bank accounts. There are concerns about security, but Safaricom insists that even if someone’s phone is stolen, the PIN system prevents unauthorised withdrawals. Mr. Joseph said the only danger is sending cash to the wrong mobile number and the recipient redeeming it straight away.

E. The project is being watched closely by mobile operators around the world as a way of targeting the multibillion pound international cash transfer industry long dominated by companies such as Western Union and Moneygram. Remittances sent from nearly 200 million migrant workers to developing countries totalled £102 billion last year, according to the World Bank. The GSM Association, which represents more than 700 mobile operators worldwide, believes this could quadruple by 2012 if transfers by SMS become the norm. Vodafone has entered a partnership with Citigroup that will soon allow Kenyans in the UK to send money home via text message. The charge for sending £50 is expected to be about £3, less than a third of what some traditional services charge.

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